Auto Insurance After a DUI

Obtaining affordable car insurance after a DUI/DWI conviction can be extremely challenging. Many national car insurance companies will vastly increase your rates or cancel your policy altogether after a drunk driving conviction or an administrative DMV suspension. DUIAutoInsurance.com is a different kind of company. We understand that you need affordable, reliable car auto insurance more than ever after a DUI / DWI conviction, and we`ll help you find the coverage you need. Simply contact us for a free, no-obligation insurance quote.

Insurance companies use risk to calculate premiums. With car insurance, many risk factors come into play when calculating rates – your likelihood of having your car stolen, of being hit by an uninsured driver, of being involved in a collision where you`re at fault. In addition to factors such as your geographic location, your driving record plays an enormous role in determining your auto insurance rates. Tickets, accidents – and yes, DUI/DWI convictions – all affects your auto insurance rates.

Filing an SR-22 form after a DUI / DWI conviction or a DMV suspension also sends a red flag to your insurance company about a drunk driving arrest. An SR22 is formal proof of insurance certificate that is only required of DUI / DWI drivers. Because of this, it`s imperative to consult with experienced providers such as DUIAutoInsurance.com who can make the SR-22 process as smooth as possible for you.

Your driver`s license may be suspended by the court or the DMV after a DUI / DWI arrest or conviction. However, most states allow some drivers to obtain a provisional license for travel to work and other essential destinations if certain conditions are met. Many drivers mistakenly believe that they cannot obtain car insurance with a restricted driver`s license, but that`s simply not true. It`s not only possible, it`s required by law.

The outcome of your drunk driving case can greatly affect your insurance rates, so it`s critical to have a skilled DUI / DWI attorney handling your case. An experienced DUI /DWI attorney will fight to minimize or even eliminate the consequences of a drunk driving arrest and press for the least-serious charge possible, which can impact your auto insurance rates.

The length of time a DUI / DWI conviction stays on your driving record and impacts your insurance rates depends on the laws of your individual state, but many states keep this information on your record for 10 years. Once the “washout” period has passed, it`s as if the DUI / DWI conviction didn`t happen, as least as far as your insurance company is concerned.

Finding affordable auto insurance is essential after a DUI / DWI conviction, and DUIAutoInsurance.com is here to help. Our friendly associates can help you find the right car insurance policy after a drunk driving arrest or conviction. Contact us today for a free, no-obligation quote.