Car insurance companies will increase premiums after a DUI conviction by as much as two or three times. Usually, this is simply price gouging as the statistical rate of occurrence of accidents caused by convicted first offenders is far below the level that would justify the increases. There are no DUI laws regulating the premiums charged, yet; they vary wildly from one car company to another and justify comparison shopping. How long your DUI will affect your car insurance rates depends on both your auto insurer's guidance and your state's rules. States vary on how long a DUI or DWI stays on your driving record. It may remain on your MVR for as little as a few years to as many as 10 depending on the state and the circumstances regarding your DUI. As long as the violation is on your DMV record it is likely to affect your insurance rates. Each car insurance company has its own method of checking and rating people. To find out how long your DUI is going to stay on your MVR contact your DMV and to find out how long your insurance company will continue to rate at a higher rate contact your insurance agent. You might find out that you want to shop around for car insurance coverage to find a lower rate with a new insurance company because of your DUI. » Welcome » DUI Auto Insurance » Auto Insurance After A DUI © Copyright 2005-2007, duiautoinsurance.com |
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