Many auto insurance companies check your motor vehicle record only once every three years or when you're applying for a new policy. Sometimes, accidents, tickets, and drunk-driving convictions can escape your auto insurer's attention or don't end up on your motor vehicle record. Still, if your insurer does find out about a driving under the influence (DUI) conviction, you're likely to feel the pinch of higher rates and possibly policy cancellation or no renewal. There are two ways insurance companies generally deal with customers convicted of DUI. First, your insurer will likely raise your insurance premiums and label you a high-risk driver if it finds out you've been convicted of DUI. Here, you'll likely have to file proof of auto insurance for three — sometimes five — years with your state's department of motor vehicles because of the DUI. Your insurance company will have to provide the DMV with an SR-22 form, which removes your driver's license suspension by providing the state with proof of insurance. An SR-22 also means your insurance company is needed to tell the DMV if it cancels your auto insurance for any reason. » Welcome » DUI Auto Insurance » Auto Insurance After A DUI © Copyright 2005-2007, duiautoinsurance.com |
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